Can I charge a fee for my users to create virtual cards? September 19, 2021 22:43 Updated No. This will violate the cardholder agreement, where there is a $0 fee for the cards. Learn More Can I charge a fee for my users to create physical cards? Related articles Can I charge a fee for my users to create physical cards? Are there any setup fees? Can I load debit cards via API? Is there a way to test the card issuance with simulated KYC data? At which retail locations can the Hydrogen debit cards be reloaded with cash?