We currently do not offer any loans or non-revolving lines of credit to our customers. We plan to offer Business Expense Debit Cards in late 2021, which can be used in the same way as the Brex, Ramp, Divvy, and American Express corporate cards, but they must be pre-funded by our customers (i.e. Hydrogen won't loan money for 30-days from our balance sheet to customers to cover their corporate expenses).
We plan to offer co-branded consumer credit cards in 2022. If there is sufficient demand from our customers to offer non-revolving lines of credit on top of our Business Expense Debit Cards, we will investigate this for a 2022 release as well.