Traditionally debit or checking account payments were not used by the credit agencies, but that is slowly changing with the growth the electronic payments.
Some credit reporting agencies, such as Experian, now take into account rent payments, utility payments, and subscription payments to improve credit scores (e.g. Experian's Boost product).
Hydrogen does not push any user data to any credit reporting agencies, and we have no partnerships or relationship with any agencies. If you would like to do this, we encourage you to reach out to the agencies directly to establish a partnership. We cannot guarantee that any payments made with Hydrogen's debit cards will have any impact on your users' credit scores.
We will be releasing a branded consumer credit card product in 2022. We encourage you to sign up for our waitlist when it is available!