Consumer BIN Cards
Once your users confirm and connect their bank accounts, they will have an ACH link between their bank and the cards. Therefore, they can load and unload money onto the cards. Please note, we have created some extra rules to discourage money laundering and illegal activities, which may restrict the timing and number of times they can do this.
You, as the admin, can also load and unload cards from the "Card Admin" on the Hydrogen portal. This will push money between the Reserve Account and the user's card, rather than their bank account. For security, only the user can push and pull money to their bank, because they must credential themselves with their bank each time.
Business BIN Cards
In the business cards, you are both the admin and the user. You can load and unload to and from the cards through the "Card Admin" on the Hydrogen portal. All ACH push and pull will go into your Reserve Account. Please contact us if you would like to remove money from your Reserve Account, as it shouldn't be need in the Business BIN Cards (the money you put in the reserve will be spent on the cards).