Business Funded Cards
It is compliant to issue business funded cards through our API, since there is no end cardholder experience. Read more here.
Consumer Funded Cards
It’s NOT compliant to issue consumer funded cards directly through the Hydrogen API, as the cardholders will be required to agree to legal terms, view cardholder agreements, and go through bank approved workflows.
There are two options to issue cards, which allow you to offer a customized experience, while getting you to market at lightning speed, in a compliant way:
1. White Label Web App
The easiest way to issue cards is through our hosted white label web app! There is no dev work required to issue cards through the white label app. All user credentialing will be managed through Hydrogen with no-code. Businesses can change over 50 configurations of the app, so it will match the look and feel of an app they built from scratch.
2. Web Components & WebViews
This is a similar solution to Plaid and other fintech APIs that make users embed their approved components and SDKs (for the same compliance reasons as we listed above).
The amazing thing about Hydrogen is that we allow businesses to customize the design and CSS of our card issuance component to exactly match the look and feel of their own platform!
If you have your own web and mobile apps, our components for card issuance can be embedded directly inside, using modern Web Components and WebViews. You will need to be a developer with a strong technical background to configure and embed this solution. If you do not have developer resources, we recommend using our standalone white label card app.