Hydrogen Debit access requires approval from our regulated partners.
You will be asked to fill out a short application, which includes some basic corporate and personal information, to perform a background and credit check. Think of it like opening a business bank account. It only takes 10-15 minutes to fill out, and is then immediately processed by our regulated partners. Here is the typical processing time thereafter:
- Consumer BIN Programs (e.g. brand loyalty or fintech app cards): final approval usually occurs within 15-business days of submission of the application.
- Business BIN Programs (e.g. business payments or marketing cards): final approval usually occurs within 5-business days of submission of the application.
The approval process is longer for Consumer BIN programs, because there are more approvals needed for these cards, including networks, card printers, and mobile wallets.